Important Information About This Tool

This tool is a financial comparison tool that allows you to estimate relative costs across the Johns Hopkins University Medical Plans. Estimates used in calculating your out-of-pocket costs are based on average health care cost data for the location you choose. The data come from third-party administrators and most of the specific provisions of the Johns Hopkins University Medical Plans. Because costs vary by provider and not all option details are included, actual costs will vary from the costs provided by the Medical Plan Cost Estimator. Your actual costs will depend on the actual services you receive.  Actual costs also may vary based on the order in which they are incurred and by the specific family member using a service (if applicable).

In the event of any contradiction between the information contained in this tool and the Plan Documents, the Plan Documents shall govern in all cases. Use of this tool does not enroll you in a Johns Hopkins University Medical Plan or a Health Care FSA.

Eligibility criteria and/or University plans, programs, practices, and processes may be amended, changed or terminated by the University at any time without prior notice to, or consent by, participants. This tool does not constitute a contract of employment between the University and any individual or an obligation by the University to maintain any particular benefit program, practice or policy. To protect your privacy, your entries are not systematically tracked. Please remember to print any scenarios you want to look at later—your information is deleted when you close this window or go to another web page.

There are certain financial implications to covering a same-sex domestic partner under a JHU medical plan. The Medical Plan Cost Estimator does not consider these implications when calculating your costs under the JHU medical plans. For further information, consult your tax advisor.

Finally, the information contained in this tool is not intended to be used for the purposes of avoiding penalties under the Internal Revenue Code that may be imposed on the taxpayer or as a tax tool. A qualified tax expert should be consulted prior to making any tax-related decisions.


Important Information About This Tool

This tool is a financial comparison tool that allows you to estimate relative costs across the Johns Hopkins University Medical Plans. Estimates used in calculating your out-of-pocket costs are based on average health care cost data for the location you choose. The data come from third-party administrators and most of the specific provisions of the Johns Hopkins University Medical Plans. Because costs vary by provider and not all option details are included, actual costs will vary from the costs provided by the Medical Plan Cost Estimator. Your actual costs will depend on the actual services you receive.  Actual costs also may vary based on the order in which they are incurred and by the specific family member using a service (if applicable).

In the event of any contradiction between the information contained in this tool and the Plan Documents, the Plan Documents shall govern in all cases. Use of this tool does not enroll you in a Johns Hopkins University Medical Plan or a Health Care FSA.

Eligibility criteria and/or University plans, programs, practices, and processes may be amended, changed or terminated by the University at any time without prior notice to, or consent by, participants. This tool does not constitute a contract of employment between the University and any individual or an obligation by the University to maintain any particular benefit program, practice or policy. To protect your privacy, your entries are not systematically tracked. Please remember to print any scenarios you want to look at later—your information is deleted when you close this window or go to another web page.

There are certain financial implications to covering a same-sex domestic partner under a JHU medical plan. The Medical Plan Cost Estimator does not consider these implications when calculating your costs under the JHU medical plans. For further information, consult your tax advisor.

Finally, the information contained in this tool is not intended to be used for the purposes of avoiding penalties under the Internal Revenue Code that may be imposed on the taxpayer or as a tax tool. A qualified tax expert should be consulted prior to making any tax-related decisions.


 

Welcome to the Johns Hopkins University Medical Plan Cost Estimator

Choosing the right medical plan is important. There are many factors that work together to determine your overall cost for medical care throughout the year. This Medical Plan Cost Estimator helps you estimate the total amount you would potentially pay for medical care, including your per-pay contribution, and estimated out-of-pocket expenses for care.

Specifically, the tool helps:

  • Give you a general idea of what your medical costs may be under each of the Johns Hopkins University medical plans.
  • Determine the medical plan option that may provide the best value for your money, factoring in your per-pay contribution and the cost of your anticipated medical needs for the year.
  • Estimate how much you can potentially save by paying for out-of-pocket health care expenses with a Health Care Flexible Spending Account (FSA).

Instructions

Some helpful hints:

  • Click "Reset" if you would like to clear the tool and start over with a new set of selections. This will be helpful if you want to model your costs under different scenarios.
  • Click "Print" to print a report of your results.
  • The tool provides estimated costs under each of the plans for comparison purposes that will help you with enrollment choices. The Medical Plan Cost Estimator does not tell you which plan to select. Many factors determine the right plan for you, and you should carefully consider all the available information before making a plan election.

Click a button below to get started


 
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